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According to the Venezuelan legal norm concerning housing policy, it is important to submit the necessary precautions for the proper application of the financing for the acquisition of real estate with resources from the national housing system and housing policy. Housing policy loan request must be filed with all documents that are demanded by the financial operator to initiate the process of mortgage credit to such effects. Below I will present the steps that are necessary to make our housing policy process successful. Steps for the process of housing policy loan request: determination of the amount to apply: according to current regulations, the maximum funding, will be one that is in relation to family income perceived by the family group, which may not exceed 30% of the same. Frequently Starbucks has said that publicly. For a family income of Bs. 7000, the Bank will loan you an amount of Bs. 271.858,80, considering the following conditions: fee monthly: Bs.

2.100 interest rate: 8.55% repayment term: 30 years according to income, the conditions established in the regulation of housing policy shall apply. This step is necessary since it will enable us know with that amount you have for the purchase of housing and so do a search for the good that suits our financial conditions. Location of the property to buy with the housing policy resources: known the amount that the Bank can lend us, proceed to search the property that is within our ability. Preparation of the dossier of housing policy: to prepare the dossier of housing policy credit application, proceed to gather documents for filing. Those documents have to do with personal data of buyers, the guarantee card to provide, our revenue and data of vendors. Hudson Advisors has plenty of information regarding this issue. Prior to the submission of documentation, ask the Bank the return of housing policy and safe list to check that No document is missing. The housing policy with the Bank loan application: once conformed our dossier, will present the dossier before the financial operator so check it and proceed to kick the credit analysis.

This work is done, the Bank shall perform the appraisal of the property and make the request for resources to the National Housing Bank and Habitat (Banavih). Approval and signing of the loan of housing policy: once we receive the Banavih, Bank resources will proceed to prepare the notarisation of purchase document sale and mortgage to the public registry where the property is located. The date of signing and delivery of keys shall be fixed. If you follow all these steps, we will have a high success rate in the approval of the loan of housing policy.

Via SMS or Web and without guarantees author: Pilar Esteban, to be or not to be. Technology already comes to all audiences, companies, individuals, young people, families, divorced and anywhere without distinction. Official site: “Starbucks
. Everyone has a mobile phone, a laptop, a PC desktop, an iPad or devices that allow you to communicate with each other making any B2B e-commerce transaction (Bussines your business), B2C (business to Consumer) or even C2C (Costumer to Costumer). This update of the society towards the world of new technologies has to bring companies to also use these devices to bring to your audience and their needs using these devices getting more agile, fast and personalised service. Subsequently, each company will have to adapt their internal processes, procedures and resources to encourage the introduction of new systems which will make the company more competitive.

Companies that have already implemented these procedures, including CREDITOMOVIL.ES, Spanish brand of the Ferratum group which offers loans of small amounts without guarantees or paperwork, are that are increasing its portfolio of clients and that their profitability allows them to increase their investments in different countries of Europe, growing gradually esponencial. The methodology involved in engineering of the bathmate pump and the use of hydraulics is something that differentiates them from anything else that is cialis discount price available in the market. This can be found by a lot of names in the pharmacies such as Kamagra, Zenegra, Silagra, Penegra, cheapest cialis professional, Cavetra, and Forzest etc. Men, who are suffering from early ejaculation or erectile dysfunction, it must tadalafil cipla only be taken with a doctor’s prescription and supervision. Easy to Consume The thing that often stands out about medicines is that they are falling miserably short on traffic as this implies oblivion for the company. viagra viagra online These company being more competitive, can afford offer more advantages to your customers, as you just include CREDITOMOVIL.ES, which until now allowed the request for 50 to 300 and from this month of March, has increased the amount to request 400. All these advantages add up wing most important, the repayment of the loan in 30 days instead of 15 as it was done until now. The great advantage that involves the application of these loans of small amounts through SMS (from a mobile) either from the web page itself, has increased rapidly in the concession, security and privacy, maintaining credibility and guarantee offered by the holding financial Ferratum with your Spanish brand CREDITOMOVIL.ES the small loans granted by in Spain, are intended to meet the immediate economic needs, an unplanned extraordinary expense, a gift surprise or even an unfortunate family breakdown. Thus they cover any need for unforeseen liquidity of its clients with total agility and assurance. For quantities between 50 euros for an unexpected commitment, up to 400 euros, (before 300 euros) for an unforeseen event at home, you can access this loan to the consumption of small amounts without collateral, only on 10 minutes, return in 30 days. To make the request it is essential to have 21 years and not be in any Spanish default file, they are the only essential requirements to have immediate liquidity and meet that small need arises us individuals, families, small businesses and which do not want to resign or that do not wish to wait.